An account designed with you in mind
You get the benefit of both a transaction account and a credit card account, joined by a single credit facility
to split between your credit card and overdraft as you like.
You get up to 55 days of interest-free credit on select credit card transactions.
Your monthly fee includes a bundle of transactions, including unlimited free local point of sale cash withdrawals,
purchases, debit orders, and Discovery Pay transactions.
You can open an unlimited number of savings accounts, with interest rates of up to 7.90%.
You get Vitality Money, which rewards you for getting financially healthier with:
– Dynamic Interest Rates – you can get more interest on your savings, earn interest from the moment
you deposit money into your account and pay less interest on borrowing.
– Dynamic Discounts – you can get up to 50% off one return or two one-way local flights, up to 100% back on gym
memberships, up to 40% back on HealthyFood, HealthyCare and HealthyGear items, and up to 10% back on Uber rides
and fuel at BP and select Shell service stations.
– Discovery Miles – Discovery’s one rewards currency that you earn for getting healthy, driving well and spending responsibly.
We’ve enhanced Discovery Miles to give you more ways to earn and new, exciting ways to spend them.
– Vitality Active Rewards – achieve your weekly exercise, drive and money goals and play the gameboard to reveal Discovery
Miles to spend on rewards of your choice.
You get free travel insurance on international flight tickets purchased with your Discovery Gold Card.