Why do you need a plan?


The importance of a plan

Planning for the future is a lot like planning a road trip – you need to:

1. Decide where you want to go and what you want to do

● Your road trip destination is your life’s goal – perhaps you want to retire by 55 or you want to ensure that your transition into retirement will be financially comfortable


2. Pick the best season for your trip

● Picking the right season is a lot like choosing the right investment vehicles to ensure that you have that nest-egg growing in value for your retirement


3. Ensure your vehicle is ready for the trip, book accommodation and decide on a budget

● You have to know how you’re going to navigate each month – from putting funds away

in savings to paying off your debt and having some left for life’s surprises


4. Be prepared for hiccups along the way

● There are so many things that can go wrong on a road trip – bad weather, flat tyres, someone breaking into your car and stealing your valuables… This is exactly what life is like: we plan and save for our retirement but forget that there might be unpleasant surprises along the way. unpleasant surprises along the way.


Cancer, permanent disability, the death of a loved one, loss of income… So many of us think “That won’t ever happen to me!” and we start our lives without a proper plan in place, only to lose it all when disaster strikes.


Planning for the future is not only essential, but it is an intricate and delicate process. This is why we strive to offer each of our clients a bespoke service, ensuring that we take their needs, circumstances and goals into consideration when making recommendations. You wouldn’t trust a chef to provide you with medical care – don’t put your financial future in jeopardy by trying to do it all on your own, let us guide you and help you plan for your life’s journey.


Why do you need a plan?
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