🌞 Financial Adviser Institute Monthly Newsletter Issue: Summer Edition – Smart Saving & Future Planning Summer is here! ☀ A season of holidays, family fun, and relaxation also brings opportunities to think about smart spending and planning for the future. In this edition, we share tips to stretch your money further, and ways to teach […]

Empowering Women with Tailored Risk Cover

We’re proud to launch our Female Risk Cover Campaign – an initiative dedicated to closing the insurance gap for South African women and ensuring they receive the protection they truly deserve. Too often, women remain underinsured, despite playing crucial roles as breadwinners, caregivers, and professionals. This campaign is designed to change that. By empowering women […]

A stable financial plan

We all want to feel secure with our finances and know that we can handle life’s surprises and move toward our goals with confidence. But security doesn’t just happen. It’s something we build deliberately, piece by piece, with care and balance. “Financial security and independence are like a three‑legged stool resting on savings, insurance, and […]

The adversary of cash

When markets get turbulent or headlines turn grim, many people instinctively retreat to cash. It feels safe, predictable, tangible, and readily available. There’s no volatility, no chance of “losing” money overnight. And for certain purposes, cash is exactly what you need. It’s essential for covering short‑term expenses, building an emergency fund, or giving yourself flexibility […]

Conversations we have about money

When we think about building wealth, it’s easy to picture numbers on a statement, bricks and mortar, or a growing investment portfolio (or even a chest full of gold!). These are the tangible milestones: savings accounts, retirement funds, real estate, and other assets we can point to and measure. But rarely do we consider the […]

What if everything goes down at once?

If you’ve ever looked at your portfolio during a market crisis, like March 2020, you may have noticed something unsettling: everything seemed to fall at once. Stocks dropped. Bonds wobbled. Even “safe” assets felt shaky. It’s a scenario that can leave even experienced investors wondering, “Isn’t diversification supposed to protect me from this?” It’s a […]

Free to care

When we are frequently told that we need more and more money, more success, more status, it’s easy to feel like we’re always falling behind. But what if we can expand that story to reveal that real wealth has less to do with how much we accumulate, and more to do with how we live? […]

How to spot tax‑season scams

Tax season is stressful enough without someone trying to steal your refund, or your identity. Yet every year, as millions of people file their returns, scammers ramp up their efforts to cash in on confusion, fear, and urgency. From Australia’s AI‑powered phishing emails to fake SARS refund sites in South Africa and HMRC impersonators in […]

What’s holding you back?

A man once asked a gardener: “Why do your plants grow so well?” The gardener smiled and said: “I don’t force them to grow. I simply remove what’s holding them back.” It’s a gentle reminder that growth, in life, in relationships, and in our finances, doesn’t come from pushing harder and harder, as though sheer […]

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