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Money is more than just a tool for transactions; it’s an emotional force intertwined with our identities, values, and sense of self-worth. Our money story is a tapestry of beliefs and experiences that shape our financial behaviours and attitudes. By exploring different elements of our money story, we can better understand our emotional connection to […]
Embarking on and sticking to your investment journey requires a solid understanding of financial principles and an appreciation for the emotional roller coaster that comes with it. Asset allocation, a crucial component of investing, is about striking the right balance between risk and reward to achieve your financial goals. As you consider different allocations, it’s […]
This is the ancient tale of how interest rates change and the forces that shape their destiny. Once upon a time, in the land of economic stability, the ever-changing interest rates kept weaving tales of prosperity and struggle. Central banks, the guardians of monetary stability, navigated the twists and turns of economic indicators, seeking the […]
The rise of over-indebtedness is a growing concern not only locally but also for individuals across the globe. Legal action and bad credit records due to non-payment can have serious consequences on people’s financial well-being. In 2022, consumers in South Africa failed to honour a collective debt of R2.8 billion. Similarly, other countries have been […]
In the current economic climate, a growing number of individuals are experiencing financial strain due to the escalating cost of living and rising interest rates. As a result, many are looking for ways to reduce their expenses in order to maintain a balanced budget. Insurance premiums, often perceived as an expendable cost, are among the […]
Discussing finances can be a daunting task, especially when emotions run high. It’s important to remember that there’s a human element behind every financial decision – our dreams, fears, and values. Nancy Kline is an American-born author, business consultant, and personal development coach. She is best known for her Time to Think methodology, which emphasises […]
One of the reasons why so many people chase riches, relationships and reputation to define their value is that they haven’t been coached to understand that they can build a life of worth, value and meaning without relying on other people, positions or possessions to define them. If we want to know how we add […]
Saving money doesn’t have to send us on a price-smashing frenzy that leaves broken trolleys and disgruntled shoppers in our wake. In fact, panic buying is probably worse for our budget than doing a daily grocery run. With the right approach, buying in bulk can be a smart way to save money on everyday items. […]
When it comes to financial planning, many believe that the ultimate goal is accumulating as much money as possible. However, this approach may only sometimes lead to a fulfilling lifestyle. Instead, it’s important to consider what kind of life you want and then create a financial plan that allows you to achieve that lifestyle. As […]
Money can be both a master and a servant in our lives, depending on how we choose to approach it. As P.T. Barnum once said, “Money is a terrible master but an excellent servant.” Let’s explore what this means and how we can ensure that money serves us rather than the other way around. Money […]
