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A will is one of the best gifts you can give your loved ones. This is even more so in the case of couples who live together but are not married. It is important to be aware that when it comes to legal affairs and wills, love alone will not always prevail. Your will, in […]
A harsh truth facing many South Africans is that they haven’t saved enough. But what do you do if you find out your partner has no retirement savings? Annalise De Meillon-Muller, Manager: Distribution & Sales Support at Glacier by Sanlam, provides guidelines to help you make the best of this situation and protect your relationship […]
Before you hit the road for a well-deserved holiday, consider the imperative of ensuring that your family is financially protected should the unthinkable happen. South Africa’s road deaths, which average 14 000 per annum, have been described as a national crisis by the Automobile Association of South Africa (AA). With holidays presenting a particularly high risk […]
Companies offer different premium patterns for the financing of life cover. In the following, I am going to discuss the two above-mentioned premium patterns and their implications on long-term insurance planning. Before I get into further detail, please take a few minutes (7 minutes, to be precise) to watch the below video: https://www.insurancefundi.co.za/how-to-pick-the-right-life-insurance-premium-pattern/ Compulsory Age-Related […]
The benefits of diversifying offshore across different sectors and geographies are well-known, especially in a country that represents less than 1% of global GDP. Now investors can access global market indices via low-cost exchange-traded funds (ETFs) directly on the Glacier International Platform. The ETFs complement Glacier International’s existing range of underlying investment options, including share […]
Fifty-one per cent of SA’s single mothers are not able to easily cover household expenses. More than 40% of South African mothers are single parents and carry a huge responsibility when it comes to financial provision for their children. Statistic from the Human Sciences Research Council (HSRC) and the South African Race Relations Institute (SARRI) […]
The truth about sustainable investing Last year, Sanlam Investments committed itself to the purpose of delivering the best possible outcomes for the planet, its people, and the clients who choose to invest with us. While interest in sustainable investing is growing every day, some misconceptions about it have lingered since it came into public consciousness […]
The Global Enhanced ESG Return Note is a five-year 100% ZAR capital guaranteed investment linked to the BNP Paribas Solactive Sustainable Development Goals World Risk Controlled 8% EUR Index (”The Index”). The investment objective is to provide enhanced participation in The Index within a 100% ZAR capital protected investment, while also avoiding any volatility in […]
Glacier’s Sustainable World Enhancer is a five-year, tax-efficient, structured investment that lets you grow your capital with the certainty of capital protection, while also letting you contribute to global sustainable development goals. It is set up in the Glacier Vantage Plan (a sinking fund policy underwritten by Sanlam Life Insurance Limited). This solution has a […]
Couples are 10 times more likely to break up if they think their partner has poor money habits. This finding in a recent survey by Policy Genius probably echoes the harsh reality that money issues are a driving force in 55.6% of divorces. It’s crucial to play open cards with your partner if you […]
