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TJ Naidoo (not her real name) works in a hospital in the Durban area and, sucked in by the buzz around bitcoin, decided she wanted to make some extra money to supplement her income. She logged on to Facebook and started searching. Before long, she came across this guy: Source: Facebook Chris, it turns out, […]
South Africa’s Council for Medical Schemes (CMS) has added the Covid-19 vaccine to its list of Prescribed Minimum Benefits in a move that comes as welcome relief to members of medical schemes. But a closer look at the regulations around Covid-19 vaccines and testing highlights the importance of knowing exactly what you’re covered for. The […]
The new year is in full swing already, but for those who enjoyed a festive break, holding on to that holiday feeling might be quite tempting. Procrastinating can be peaceful to a point but delaying some important upgrades to your insurance cover could become quite a depressing reality check. Visiting restaurants and partaking in other […]
With 30% of South Africans without retirement savings and many contending with retrenchments and rising debt, the picture looks bleak. Planning for retirement should ideally start with your first salary; however, it is never too late to start where you are. However, setting aside money for your retirement each month is not enough to ensure […]
After a decade of subdued performance on the JSE, local investors are seeking growth. And owing to the uncertainty and factors affecting our local markets over the past few years, offshore investing is again a popular topic. Diversification always remains the number one reason to include an allocation to offshore investments as part of […]
Good financial advice from a qualified professional can significantly improve your peace of mind and chances of success as you battle with economic challenges this year. South African consumers are under pressure. Electricity hikes, petrol price increases, rising property valuations and soaring food prices are taking their toll on our monthly budgets, and we […]
Your child’s ability to manage money now and into the future is highly dependent on the money habits instilled at a young age. A 2013-14 report on Habit Formation and Learning in Young Children by Dr David Whitebread and Dr Sue Bingham shows many children’s money habits, like self-monitoring, are developed as early as […]
Investors can no longer ignore the impact of artificial intelligence (AI) on investments. AI is here to stay. With this in mind, the Glacier Manco launched its first artificial intelligence (AI) fund in September 2018. The Glacier AI Flexible Fund of Funds (the Fund)* recently celebrated its second anniversary with over R580 million in […]
[vc_row][vc_column][vc_column_text]Minister Mboweni’s Budget speech on 24 February was short and – while not sweet if we consider the country’s growing debt – at least not more bitter for investors than last year. All investment-related taxes remain the same. An uneventful Budget after steady tax hikes The truth is an uneventful Budget belies decades of incremental […]
[vc_row][vc_column][vc_column_text] Die Covid-19-pandemie het ons baie lesse geleer, en een van die belangrikste finansiële lesse is waarskynlik hoe waardevol toegang tot ‘n noodfonds is. Periodieke sluiting van ondernemings onder die verskillende inperkingsvlakke en ‘n trae ekonomie het ‘n totale verlies van inkomste vir baie huishoudings tot gevolg gehad, terwyl ander vir lang tydperke ‘n heelwat […]